A work accident can change your life in an instant, leaving you with painful injuries and medical bills that affect virtually every area of your life. It’s not easy to know how to pick up the pieces and move forward after this type of incident, but thankfully, you probably have grounds to pursue benefits through a workers’ compensation claim.
Workers’ compensation is a type of insurance carried by an employer. The purpose of this coverage is to provide workers support in the event of a work-related accident or occupational illness. If you have grounds to move forward with a claim, it is in your interests to know about the various benefits available to you and how you can secure the full amount you need to get better and move forward.
What do you need for recovery?
Because every accident is different, what you can get through your workers’ compensation claim depends on the nature of your specific injuries and the losses you experienced as a result of them. Your claim can also help you address other needs that you will have long-term. Some of the specific benefits you can get include the following:
- Coverage of medical costs associated with your injury, such as hospital bills, ambulance bills and more
- Replacement of a portion of the income you missed while you were in the hospital or unable to work
- Appropriate compensation for injuries you sustained that are permanent
- Any costs or support necessary to help you retrain, find a new job or take steps to return to your old job
Workers’ compensation benefits protect your interests, but they protect the interests of your employer as well. By accepting these benefits, you relinquish your right to sue your employer for your injuries. This is why it is crucial to ensure that you maximize the benefits available to you through your claim.
Your first step
Securing workers’ compensation benefits after a work accident is not always an easy process, even with a valid injury and obvious financial needs. This is why it can be helpful to work with an experienced California workers’ compensation attorney from the very beginning of the process.
If you want to be sure that you are not leaving any money on the table, or you have questions about the specific benefits you could get, you may want to start with an assessment of your case. This can help you understand how you should move forward with your claim.