An amputation injury is the traumatic loss or surgical removal of a body part, such as a hand, finger, arm, or leg, because of a severe accident. They are life-altering injuries, which leave you with long-term challenges, such as extensive rehabilitation, adjusting to the disability, and many suffer from phantom pain.
If you were in an accident while at work and sustained a devastating injury, you are eligible to apply for benefits under workers’ compensation for amputation injuries in San Bernardino.
Contact our dedicated workers’ compensation attorneys today for a free consultation.
Are Workers in the State Covered?
The state protects all employees by ensuring workers’ comp coverage for amputation injuries in San Bernardino. They provide crucial and much-needed benefits for those who lose a limb or part of a limb while carrying out their work duties in an accident. Traumatic workplace accidents typically occur in industries such as construction, manufacturing, warehousing, and agriculture.
Workers’ comp is a no-fault system, which means there is no need for you to gather evidence or prove your boss or a co-worker was negligent in order to qualify for benefits, as long as it happened while you were at work carrying out your work duties. Our knowledgeable attorney can help you through the process and provide guidance regarding workers’ comp for amputation injuries in San Bernardino.
What to Know After a Workplace Accident
Sustaining injuries on the job so severe that they result in amputations or disfigurement is highly traumatizing. Not only is the life-altering disability going to affect the rest of your life, but being unable to earn a paycheck while the outrageous medical bills accumulate exacerbates the problem.
Fortunately, state laws ensure that most employees are eligible to collect workers’ compensation benefits to cover lost pay and medical bills related to the accident, as well as short- or long-term disability benefits. While they are available, and that type of injury would qualify, securing the benefits can often be challenging and overwhelming.
Benefits
Workers’ comp for San Bernardino amputation injuries can be catastrophic, and the compensation you qualify for depends on various factors. The website for the California Division of Workers’ Compensation states that all employers must purchase workers’ compensation insurance policies from authorized providers or become self-insured. The coverage provides you with partial wage replacement while you recover and the medical treatment needed to cover everything related to the injury you sustained on the job, and that includes the following:
- Medical care costs, ongoing treatment, and services
- Temporary disability to cover part of your regular paycheck
- Permanent disability occurs when your disability prevents you from returning to your position
- Supplemental job displacement benefits for training to obtain a new position if your disability prevents you from returning to your position from before the accident
Reporting your injury to your boss, direct supervisor, or human resources department right away is crucial to ensure you get the treatment you need and to prevent problems with obtaining benefits. Failing to provide notification within 30 days could lead to long delays, partial benefits, or receiving a denial altogether. Updating them right away initiates the process and must be a priority.
Call a Seasoned Attorney About San Bernardino Workers’ Compensation for Amputation Injuries
Suffering the amputation of a limb in a workplace accident is highly traumatic and can devastate your life, leaving you with severe physical, psychological, and financial injuries. Fortunately, state laws protect workers by requiring employers to provide workers’ compensation when workers sustain injuries or illnesses while performing their job duties.
If you are in this situation, please know that you are not alone, and there is help. Schedule an appointment with a compassionate lawyer for more information about workers’ compensation for amputation injuries in San Bernardino.
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